This is, or was, Alisa Wilson. She could have been saved. She wasn't.
Here's the thing about health insurance companies: they're in the business of making money. Full stop. Finis. Done. That's it.
Health insurance companies are not in the business of keeping people healthy or saving lives or anything else other than making money. They take your money in the form of premiums and in order to keep that money, they have to pay as few claims as possible. By "claims", I mean "procedures or medicines that keep people healthy or alive."
That is the goal of a health insurance company, to pay for as few medicines or procedures that keep people healthy and/or alive as possible. From the perspective of profit, an organ transplant is a cost, a waste of money, less profits. Therefore, an organ transplant is, like all other "claims", something to be avoided at all costs. Including human life.
That's why tragedies like this happen:
It was this practice of frivolous denials that ended up costing Jacksonville, Florida woman Alisa Wilson her life. For months, Wilson, her family, and the surrounding community had been pleading with her HMO to approve coverage for a liver transplant. Although Wilson was enrolled in the state’s Medicaid program, she was not guaranteed care because she was “forced to join a private plan as part of a Gov. Jeb Bush-era experimental overhaul of the program,” meaning she had to deal with a private, for-profit insurance company to get her care, not a government agency accountable to the public.
Alisa Wilson died because allowing her to die maximized profits. She died for money. Morally, I really can't see the difference between what happened to Alisa Wilson and a person who kills their spouse for the insurance money. Either way, a person died so somebody else could have more money.
Death panels, indeed.