I clicked on that right quick! Heck, I'd settle for having an extra $50, surely one of these tips would be enough for that.
1. Be patient.
Well, okay. I've waited 35 years. Can't get more patient than that.
2. Pay yourself first. Before paying any bills, you need to set money aside every month to build your wealth. It's simple math, but you'd be surprised how many people ignore it.
HAHAHAHAHAHAHA!! If I set aside money to "build my wealth", I wouldn't be able to pay my bills. So apparently, we need a tip that comes before #2, Have More Money.
3. Don't be afraid to look into foreign investments.
Well, #3 is a bust. I don't think anyone's going to invest my 25¢, foreign or otherwise. Perhaps #4 will be more useful.
4. Don't count on winning the lottery in the stock market, either.
I certainly wasn't doing that! Huh, that's odd, I'm still not a millionaire.
5. The more money you can save while you're young, the better. You want to save any way you can, even if it might mean living with mom and dad for awhile. Staying at home and doing laundry at home in your early 20s to negate the cost of rent and transportation is not bad advice as long as you have a plan how you're going to move out.
Seriously, #5 is "sponge off family even if you don't have to". Is it me, or is there something inherently wrong with taking advantage of your family in order to be a millionaire? Logically, yes, given the mathematical magic of compounding interest, the earlier you can start saving money, the better, but still, this just seems . . . a little . . . oh, I don't know . . . welfare queen to me. I guess you're not mooching as long as you "plan how" you're going to move out. Okay then.
6. Map out your financial future. List goals and realistic plans for achieving them. You can't go places you want to go without a road map.
Look, OnStar could follow me every step of the way, until I get a little more earning power, and a little relief from ever rising bills, I'm screwed. Maybe they should have covered that in a few easy to follow steps first. Step 1: don't be poor . . .